Union

Union - Ecosystem for collaborative saving on Blockchain

Earning money is one thing, spending it is another, and saving it is a totally different angle. Most of us know the importance of money and most importantly, the importance of saving money. Nobody wants to stay penniless when they grow old. Do we? No, right? Then, how about building your own empire and saving some stash of cash in it? Not a bad idea at all.

Today, there has been a rapid evolution. Things have continued to evolve and change for the longest possible time now. Lending money and Borrowing the same has become very usual now. What benefit does it pull it? Wondering, aren't you? Well, the connection between the lenders and the borrowers for starters. Lenders and borrowers from all over the country stay connected and share their savings. A noble thought, really. So, who is it that will take the charge of implying the same in the near future?

Time to say hello to " Union" which is a platform that aims to bring a decentralized peer-to-peer environment for all those who wish to save and lend.

Know me better!

The main point of a target of Union is the Indian Market. Wondering, why? Mostly because the Indian market is the richest with ample amount of size stacked side by side. Lending and Borrowing has always been two sides of the same coin. But little did we know that the world of lending and sharing is about to change the history in the coming future. Union brings an alternative solution for lending.

For Example,A poor farmer with no money and no mortgage is never lent a penny. This is a general scenario even today. Why is it so? Don't they have the right to take loans? Isn't this truly unfair? Well, thanks to blockchain technology – Union that ensures that even small businesses suffering from loss are not deprived of getting loans. The added bonus that it brings along is the mode of supporting currencies i.e. crypto as well as fiat.

Dream Big with Union

All that Union wants to do for the people is make the process of giving and take i.e. lending and borrowing easy and within reach to one and all. Not to forget, they must be able to repay the loan back too. Union aims to do so by keeping the statistics intact and by keeping an eye on the functioning of the analytics.

Later, it intends to open an environment that is e-democratic. This will be beneficial to both i.e. the ones who are working in the banks and the ones who are not. This will also help in enhancing the financial inclusion for everyone who is attached to the environment.

The Easy Road Union Brings Up

Today, the lending world has a lot of issues working alongside. Union aims to wipe them off by offering an effective and convenient solution for one and all.

The solutions that Union aims to bring up are:

1. It will make sure that settlement of the transactions takes place almost within a fraction of seconds.
2. Along with the transactions happening quickly, it also ensures that the process of transactions is speeded up to serve more and more organizations.
3. The transactions that will take place on the platform will be secure and there will be no chances for fraud to occur.
4. The Union ecosystem makes sure that every process taking place within the platform is totally secure and trusted.
5. It will become easy for the borrowers to track the transactions in no time.

ICO

The ICO will use UNI Token to make transitions during the token sale. The value of 1 ETH will be equal to 20,000 UNI. The token sale will start from 1st May 2018 and will continue till 29th June 2018.

Conclusion

With such a noble thought, Union is sure to win the hearts of many. Lending has never been easier for most of us but with Union, it is like a dream come true for all those who had a tough time taking up loans from anywhere. Union makes it easy for one and all. With that being mentioned, dive into the adventure of Union and get yourself the privilege to lend money whenever and wherever you want. Still thinking about it would just be a waste of your time. Buckle up and see the adventures lying along with Union.

For More Information Please visit:

WEBSITE: https://www.getunion.io/

WHITEPAPER: https://www.getunion.io/Union_Whitepaper.pdf

FACEBOOK: https://m.facebook.com/GetUnion-366941503811217

TELEGRAM: https://t.me/UNI_Token

TWITTER: https://twitter.com/getunion

Bitcointalk ANN Thread: https://bitcointalk.org/index.php?topic=3123614.0

Bitcointalk Bounty Thread: https://bitcointalk.org/index.php?topic=3255283

published by: Kontolq_Abo

Profile link: https://bitcointalk.org/index.php?action=profile;u=1572785

MyEtherWallet address: 0xb7742Bb562b6acf9FAfAFFf3368D37972F671959

UBCoin

 ICO Review: Crypto-Goods Exchange, Grab 29% Bonus

Ubcoin is an online marketplace that offers its users an opportunity of becoming crypto currency investors. In addition to the investment opportunities, it also lets the users to perform trading (buying or selling) of various products or services by the exchange or transfer of crypto coins. All the exchanges performed in this platform are usually safe and secure in nature.

A lot of consumers, crypto currency miners and investors are finding numerous applications with the platform of Ubcoin, since it offers a variety of benefits to them. It purely relies on smart contracts and it is being designed over the blockchain of ethereum (ETH). It uses peer – to – peer mechanism for its operation.

History of UBCoin:

Ubcoin market got emerged from its parent company known as ‘UBANK’ where Ubank is a leading mobile financing company located in Eastern Europe. Ubank was established in the year of 2009, with an user base of around 16 million all across the globe. It also has a mobile application, which helps the users in accessing Ubcoin easily from their mobile devices. Off course, Ubcoin mobile application is now available as a default installation feature in most of the renowned smart phone brands like ‘Fly’, ‘samsung’ (galaxy models) and so on. Such default installation is done in countries like Armenia, Moldova and Russia and so on.

When an user does not have the mobile application of Ubcoin, he can also be able to download it directly either from the google play store or from the application store.

Felix Khachatryan is the Founder as well the Chief Executive officer (CEO) of this platform. Mazhar Jan and Andrew Lee are the two co – founders along with Felix. Its working partners include Huawei, bitmain, and Motorola and so on. Its major Investment partner is Russia’s leading venture capital investment concern called ‘Runa Capital’.

Unique features of UBCoin:

• It is a decentralized investment platform with highly advanced blockchain supported transactions.
• It is a simple, easy but efficient platform for making investments via crypto currencies.
• It is a highly transparent and trust – worthy platform, since its last projects like ‘Ubank’, ‘Utalk’ and ‘Navifon’ were highly successful and trustable.
• It contains an user – friendly interface with a lot of seamless features for the trading of goods and products.
• It is an AI – driven platform that is operated legally across the world.
• It facilitates transfer of goods at an instant manner.
• It offers a discount of around 29% to its investors.
• It offers instant and immediate payments to its users with the help of smart contracts.
• It allows only the access of independent parties, but not any kind of intermediaries or third parties.
• It protects the users from a variety of hacking issues, fraudulence issues and attacks available in the current investment market.
• It does not impose conversion charges unlike the other investment platforms.
• It is a risk free platform for making efficient crypto currency investments.
• It never requires the conversion of users’ money into fiat mode, since it is an acceptor of crypto currency payments.
• It accepts all kinds of crypto currencies including bitcoins (BTC), and Ethereums (ETH) and so on.
• It is compatible with both IOS and Android devices.
• It ensures smoother and secure transactions.
• It provides additional income to its users through its referral campaigns.

UBcoin ICO and token details:

Ubcoin has launched its Initial coin offering (ICO) for the purpose of raising funds. The funds need to be raised, in order for meeting the expenses related to global expansion and development.

The tokens of Ubcoin are usually referred to as UBC tokens, where the value of 1 UBC token is equal to 0.00009 Ethereum. These tokens are basically a kind of utility tokens, which are used for buying or selling goods on the Ubcoin market.

Total amount of UBC tokens supplied is 4 billion. Hardcap limit is 179,000 Ethereum and the softcap limit is 2000 ETH.

• Percentage of discount offered on the pre – sale stage of ICO is 57%
• Percentage of discount offered on the 1st stage of ICO is 29%
• Percentage of discount offered on the 2nd stage of ICO is 14%
• Percentage of discount offered on the 3rd stage of ICO is 0%

For More Information Please visit:

Website: https://ubcoin.io

Whitepapper: http://doc.ubcoin.IO/Whitepaper.PDF?v1

Ann thread: https://bitcointalk.org/index.php?Topic=3109856.0

Telegram: https : //t.Me/ubcoinmarket

Twitter: https://Twitter.com/ubcoin

Facebook: https://Facebook.com/Ubcoin-838741126308809

published by: Kontolq_Abo

Profile link: https://bitcointalk.org/index.php?action=profile;u=1572785

MyEtherWallet address: 0xb7742Bb562b6acf9FAfAFFf3368D37972F671959

Safein

Safein 'Access and Payment on any Website in Two Clicks'

Our platforms are uniquely useful to users and merchants. First, users will undoubtedly appreciate the end of re-enrollment, KYC recovery and passwords, replaced by the instant access provided by our multi factor authentication solution. In addition, it does not have an excessive account providing better security and data protection, both of which are highly valuable to any consumer. Finally, the ability to make payments easily in your selected media has been long desired by the market - Safein will also meet this requirement to enable seamless payment experience for all users and merchants.

Merchants also benefit from our platform because Safein significantly reduces merchant fees for installing and verifying users. Furthermore, Safein reduces transaction costs and can remove issues because it has to manage lost keywords for customer support. Marketers also get easy access to crypto payments at the lowest commission charge on the market with a free identity verification tool. In addition, merchants who have Safein tokens in their wallets will be able to process payments without commissions. Our platform will also help improve user confidence and conversion rates and protect them against unintended violations of increasingly complex data protection rules and processes.

The rapid growth of e-commerce remains unstoppable. However, the industry itself is still ripe for improvement with increasing concerns about data protection, cybersecurity, money laundering and the monopoly of the various sectors. Moreover, online shopping is not only troublesome, but also complicated. Think, for example, that all password re-enrollment, verification and recovery follow a daily online customer experience. 

We believe that outdated technology must be blamed for almost all of these problems. Therefore, we think it's time to improve this by embracing the modern way of managing your online identity and your shopping experience. SAFEIN BENEFITS


We believe that our services will be in great demand by both merchants and users. By using our services, users will benefit from: 

1. Be able to miss a lot of time-consuming registration, gain access to any service immediately without any identity delay. verification or transfer of deposits; 

2. End of management and recovery of multiple user accounts with various keywords; 

3. Be able to buy from merchants who offer the best price or product than from one user who already has a verified account; 

4. Convenient one-stop shop for both, easy online access and payment; 

5. Disclosure of complete and clear customer data forwarded to the website;

6. Increased security of their cybersecurity data; 

7. Convenience that the company collects their personal data (ie Safein) is trustworthy and will be able to protect it; 

8. Transaction costs are much lower and also a very easy way to make payments in fiat and cryptocurrencies; 

9. Increased anonymity, and protection from unexpected data and spam activity; 

10. Ability to instruct the selected network to stop the collection of individual user data as well as to remove data collected on the user; 

11. Cashback and further rewards for the loyalty and usage of our services. GROWTH STRATEGY


The success of Safein is based on user growth and a fast trading base. Safein will not work if not widely used. Given this imperative, one of the key project priorities is to adapt every part of the project (including token model, marketing strategy, business strategy and technical development) to rapid user growth and merchant base. The Safein token model is designed to incentivize both users and merchants to use Safein as much as possible.

The Safein team will use different strategies tailored for users and merchants. Our user base growth strategy initially depended on the Referral Program. This strategy is actively used by PayPal, Airbnb, Dropbox and other companies that achieve virus growth. Initialization of users will be achieved by registering users during our ICO and then launching our referral campaign. 5% of the generated Safein tokens will be allocated to the Referral Program. With the initial critical mass of registered users during our ICO, our user base will grow exponentially. Starting an active marketing campaign in a particular industry, as mentioned in the previous section, will allow us to show users the benefits of having a single login for the most popular website.

MULTI - ECHANISM FACTORAUTHENTICATIONM AND DIGITAL IDENTITY MANAGEMENT

Security should be the main focus when managing your identity and wallet online. Safein will have a multi-factor authentication mechanism implemented from the start. While integrating Safein, every trader will be able to choose the minimum level of security he needs from its users. For example, a merchant may request all login to the merchant's site and all payments must be confirmed by the user on the mobile device - ie (i) push notifications appear, (ii) the user must identify himself through the pin code or fingerprint on the mobile Safein application and (iii) approve login or purchase. Users (on their panel) can also increase the general security level for each website individually. For example,

With Safein, users can not only completely control their logins and actions, but also track and manage them. Users will be able to view their full activity history, including login and payment, track the devices they use, manage current active login sessions and cancel at any time. Users can also easily check which sites have access to certain data. Most of the functions associated with identity management are already available in MVP.

DIGITAL WALLET AND PAYMENT

Safein plans to become a fully licensed EU electronic money agency with the ability to receive and process payments in accordance with the law. Users will be able to store their crypto and fiat currency in one wallet while converting them from one to another. The main crypto currency, including Bitcoin, the popular Ethereum ERC20 token, and other popular cryptoes will be supported. The currency exchange function, for crypto and fiat, will become the standard for all currencies with 0.5% markup of the best available interest rates on the market. Owning an EU electronic money license (EMI) will allow Safein to connect to the SEPA network and provide IBAN codes to all of our users. Once it's available, Safein will be one step closer to becoming a standard instrument for everyday use. Other than that,https://www.safein.com/summary/safein_whitepaper.pdf

Safein e-commerce commission standards for merchants will be 1%. Merchants who have a Safein token will be able to receive a portion of their payments for free from any commissions, and users who pay with a Safein token will receive 0.25% cash for each purchase. More about the benefits of this Safein token can be found in the "Model Token" section. 

KYC PROCEDURE MACHINE

The Safein team is currently in talks with the world's leading automated ID verification service provider to deliver highly accurate results using its AI-powered document checking algorithm. Such an examination, where users only need to scan their identity with their camera and retrieve selfies, will be enough for most of the usage. Some advanced verification, where users must adhere to very specific rules (for example, multiple cryptocurrency exchanges), will be done manually by the Safein team. This can take up to several minutes, but compared to the recent waiting periods for several exchanges, this remains a radical improvement, especially given that users only need to do it once.

REFERRAL PROGRAMS

Safein allocates 5% of total token supply for Referral Program. Users who invite their friends to enroll in Safein will get the same number of Safein tokens as new users from the Registration Pool. For more details please see the Registration Pool section. Eligible users will only provide their friends with the referral bonus if they meet all the requirements below within 90 days of registration: 

1. A fully verified account and identity; 

2. Minimum crypto or $ 10 note of money deposited; 

3. At least $ 10 is spent on goods or services.

Earn merchants in the crypto and gaming space more easily with a huge user base and the benefits of Safein for both industries:

Token Distribution

ICO

NB: all values indicated in the ETH in this chapter may change prior to the commencement of 

ICO in case of large market price fluctuations of ET. ICO fund allocation  • Developing wallet function and cryptographic payments - Obtaining Electronic Money Institute license • Launched fiat deposit and trader payment in EUR, GBP, USD • Earning the first 500 large to medium sized traders • 2 years of administrative, operational and personnel expenditure

ICO Safein will distribute 10% of total token supply to cover the following costs:

1. Further development of our products; 

2. Crypto payment function; 

3. Smart Contracts for Login Pool; 

4. Safein payment solution with internal transaction processing system; 

5. Obtain an EMI license; 

6. Ride at least 500 merchants; 

7. ICO Charges and Marketing Tokens 1. Free payment process for SFN-holding traders 2. Every user activity of Safein is rewarded with SFN 3. User base growth rewarded with generous referral rewards in SFN Safein token Feature • 100% free payment for merchants which has a Safein token











• Monthly cashbacks for users who pay with Safein tokens 

• Login Pool to provide Safein usage incentives among users and websites 

• Pool Registration to reward new users 

• Pool Referrals for growing user base quickly Road map

Our Safein Team

• Vladas Jurkevicius - Business | Co-founder

Vladas has more than 5 years of experience in developing a fast-growing e-commerce company where he can leverage his expertise in online projects by combining and managing the best talent teams and building key partnerships. After setting up and coming out of some very successful esports and online gaming projects, he is now building on a unique identity and payment management solution.

• Lukas Deksnys - Operation | Co-founder

Lukas works as an actuary for one of the largest insurance companies in the UK, Liverpool Victoria, and is a member of the Institute and Faculty of Actuaries. His areas of expertise include finance, risk management and advanced statistical modeling. Now his interest is turning to blockchain and startups technology.

• Audrius Slazinskas - Law | Co-founder

Audrius is a lawyer specializing in e-commerce, games, corporate, M & A, finance and data protection. The legal experience and industry knowledge enabled Audrius to see market inefficiencies caused by environmental changes and quickly overcome them with practical solutions.

• Pierre Roberge - Cyber Security

Pierre is an 11-year veteran of Communication Security Establishment Canada (CSEC), Pierre leads an advanced technical team in charge of protecting Canada's national interests in cyberspace. While the majority of the Pierre project remains pertinent, Pierre builds a strong reputation among the '5-Eyes' nations as a leading expert and innovator in cyber intelligence operations.

• Jonas Tirevicius - Senior IT Project Manager

Jonas has more than 10 years experience in the software development business. He first started as an IT project manager at one of the Swedish capital banks.

• Bogdan Kustan - Senior Development Team Leader

Bogdan has 10 years experience of software programming. He has contributed to various projects in various fields and fields.

• Ilya Teresin - developer of senior etereum block

- 2 years experience with contract contract technology development Smart Contract (Solidity, Node.js, Web3, Truffle) 

- Smart unit testing unit 

- Experience with different Ethereal Node (Geth, Parity) 

- Knowledge Golang 

- Experience with library Ethereal (P101, Whisper, Swarm) 

- P2P technology pile (knot discovery) 

- Over 20 Smart Contracts with complex logic for ICO prepared by me (smartmesh.io, narocoin.com, jibrel network, status.im and others) 

- Experience by customizing open-source solutions 

- A very careful document-oriented person with details

• Dr. Vilius Benetis - Cyber Security

Dr. Vilius is a digital security professional focused on securing the digital environment.

• Semeny Vilius - Business Development

Vilius is Chief Commercial in CoinGate, one of the largest payment processors in the field of blockchain and cryptocurrencies.

• Joseph Borg - Regulatory

Dr. Joseph F. Borg is an advocate, currently acting as Senior Advisor to WH Partners, mainly practicing Gaming, Blockchain, Esports, Corporate, IT, Telecoms and Intellectual Property.

• Marius Miskinis - Finance

Marius spends most of his career in a fast-paced environment: in management consulting - delivers strategic, operational and strategic strategic change projects for enterprise clients and startups at CEE, EMEA, USA, etc.

• Justas Brazauskas - UX / UI / Data

Justas is a Web Specialist with more than 5 years experience in developing and managing e-commerce projects and data analysis. 

For More Information Please visit:

Website: https://www.safein.com/

Whitepaper: https://www.safein.com/summary/safein_whitepaper.pdf

Facebook: https://www.facebook.com/safeincom/

Twitter: https://twitter.com/safeincom

Telegram: https://t.me/safeincom

Ann Thread: https://bitcointalk.org/index.php?topic=2903156.0

published by: Kontolq_Abo

Profile link: https://bitcointalk.org/index.php?action=profile;u=1572785

MyEtherWallet address: 0xb7742Bb562b6acf9FAfAFFf3368D37972F671959